Terms of Use

Thank you for visiting our Substack publication (the "Publication"). By accessing or using the Publication, you agree to be bound by these terms of use (the "Terms"). If you do not agree to these Terms, you are not authorized to access or use the Publication.

The Publication is owned and operated by Montoyer.com (the "Publisher"). The Publisher reserves the right, at its sole discretion, to modify or revise these Terms at any time. By continuing to access or use the Publication after changes become effective, you agree to be bound by the revised Terms.

Use of the Publication

The Publication is intended for personal, noncommercial use. You may not use the Publication for any commercial purpose without the express written consent of the Publisher.

You may not use the Publication in any manner that could damage, disable, overburden, or impair the Publication or interfere with any other party's use and enjoyment of the Publication.

You may not attempt to gain unauthorized access to the Publication or any content or information contained on the Publication.

Content on the Publication

The content on the Publication, including but not limited to text, graphics, images, and other materials, is for informational purposes only and is not intended to be a substitute for professional advice. The Publisher does not warrant the accuracy, completeness, or usefulness of this content. The Publisher is not responsible for any errors or omissions in the content.

The Publisher reserves the right to change or remove any content from the Publication at any time without notice.

The Publication may contain links to third-party websites or resources. The Publisher is not responsible for the availability or accuracy of these external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from these sites or resources.

Privacy

The Publisher respects your privacy and is committed to protecting it. Please refer to the Publication's privacy policy for information on how the Publisher collects, uses, and discloses your personal information.

Disclaimer of Warranties

The Publication is provided on an "as is" and "as available" basis. The Publisher makes no representations or warranties of any kind, express or implied, as to the operation of the Publication or the information, content, materials, or products included on the Publication. The Publisher will not be liable for any damages of any kind arising from the use of the Publication, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

Governing Law

These Terms and your use of the Publication are governed by and construed in accordance with the laws of Belgium region and the federal laws of Belgium.

Contact

If you have any questions about these Terms or the Publication, please contact the Publisher by email.

Last updated: 12/01/2023